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Top-requested sites to log in to services provided by the state, How tofind out whether you are eligible for a state pension. 0000004828 00000 n (9), Insurance, Government employees' health -- Massachusetts. Retirement Plans Specialist: Michael Savage, 888-803-2721, Email Michael Savage. Learn about the new MyGICLink Member Benefits Portal and about your benefit options during this year's Annual Enrollment or if you have a qualifying event. 0000043405 00000 n 13. 342 0 obj <> endobj xref 342 40 0000000016 00000 n 2023-2024 GIC Retiree Benefit Decision Guide.pdf Document Type Handbooks Topic Benefits Audience Benefited employees Document last updated on Thursday, March 16, 2023 A 1974 2 dollar Canadian banknote was sold for $5,015 at an auction in 2013. 0000015085 00000 n Share sensitive information only on official, secure websites. 0 1 7-0 18. We will use this information to improve this page. read more X. MA State Employee Retirement System 11 XI. Benefits The 2 dollar bill Canada 1986 issue can be worth up to $20,000 today. Some page levels are currently hidden. You will no longer be eligible for GIC benefits. A .mass.gov website belongs to an official government organization in Massachusetts. 14. An official website of the Commonwealth of Massachusetts. Thank you for your website feedback! Its important to pay this monthly bill by the due date to avoid termination of coverage. Share sensitive information only on official, secure websites. ) or https:// means youve safely connected to the official website. Please limit your input to 500 characters. If you would like to continue helping us improve Mass.gov, join our user panel to test new features for the site. Do your homework during annual enrollment, even if you don't plan to make any changes: Review the GIC Benefit Decision Guide and the City of Springfield Rates Sheet for benefit and rate changes effective July 1, 2022. You can improve your investing knowledge by reading these investing books. Group Insurance Commission. A lock icon ( ) or https:// means youve safely connected to the official website. Premiums will be deducted from your monthly pension. Some page levels are currently hidden. read more. Finding a balance between your work and home life takes effort. Top-requested sites to log in to services provided by the state, 2023-2024Retirees & Survivors Benefits Guide, 2023-2024Municipal Employees, Retirees & Survivors Benefits Guide, 2023-2024Retired Municipal Teacher & Elderly Government Retiree Benefits Guide. 0000034559 00000 n Deadlines and Required Documentation Required Documentation: To add a spouse or dependent to coverage, documentation is required. We will use this information to improve this page. Mass.gov is a registered service mark of the Commonwealth of Massachusetts. Some page levels are currently hidden. State employees who are retiring may want to consider reducing or dropping their optional life insurance. V5!5x4TAou Benefit options may be found on the GIC website. Please let us know how we can improve this page. Tips for Selecting Your GIC Plan. Our campus public health preparations and protocols remain the same as our approach during the fall semester. Please let us know how we can improve this page. 2022 W-2s were mailed to employees at the end of January. You may change beneficiaries at any time by completing a Beneficiary Designation (Form 319 for one to three beneficiaries; G-500 for four or more beneficiaries or special designations, such as an estate and trusts). Call or visit your retirement board before you retire to confirm your pension benefits and arrange to receive your monthly pension check. Share sensitive information only on official, secure websites. Aside from the discounts mentioned earlier, many other establishments in British Columbia offer special deals for seniors. (21), Government employees' health insurance -- Massachusetts. The University of Massachusetts Amherst prohibits discrimination on the basis of race, color, religion, creed, sex, age, marital status, national origin, mental or physical disability, political belief or affiliation, veteran status, sexual orientation, gender identity and expression, genetic information, and any other class of individuals protected from discrimination under state or federal law in any aspect of access, admission, or treatment of students in its programs and activities, or in employment and application for employment. ) or https:// means youve safely connected to the official website. 0000004469 00000 n Otherwise, you must wait until Annual Enrollment to make a change. Why Choose Us. Do not send a payment without a bill unless you are instructed to do so. 0000042062 00000 n Retirees can contact the GIC directly at 617-727-2310. GIC Health Plans Benefit Decision Guides/Benefits at-a-Glance. %PDF-1.4 % However, many people are unaware of this and end up missing out. Please let us know how we can improve this page. Learn about the new MyGICLink Member Benefits Portal and about your benefit options during this year's Annual Enrollment or if you have a qualifying event. 0000034278 00000 n You may enroll in GIC health insurance benefits during the GICs spring Annual Enrollment period or within 60 days of a qualifying event (e.g. Please limit your input to 500 characters. Thank you for your website feedback! GIC benefit decision guide for Commonwealth of Massachusetts municipal employees, retirees & survivors (2013-2014) Massachusetts. The GIC Dental/Vision plan is for eligible active state employees only and your enrollment in the plan ends at retirement. This Decision Guide will help you understand the various benefit options available to you. (Group Insurance Commission, 2020) GIC Benefit Decision Guide for Commonwealth of Massachusetts Employees (2020-2021) Massachusetts. Please take this opportunity to review your benefit elections. If you wish to change from one health plan to another, you may only do so at Annual Enrollment, if you move outside your plan's service area, or if you become eligible for Medicare (at which time you must enroll in a GIC Medicare Plan). You skipped the table of contents section. 0000030379 00000 n If you are and/or your spouse are eligible for Medicare Part A (for free), state law requires that you enroll in Medicare Part A and Part B and select one of the GIC's Medicare Plans. GIC benefits decision guide for Commonwealth of Massachusetts retired municipal teacher (RMT) or elderly government retiree (EGR) (2020-2021) Massachusetts. Mass.gov is a registered service mark of the Commonwealth of Massachusetts. 0000003616 00000 n The feedback will only be used for improving the website. with mostly positive reaction among eligible Association members. Group Insurance Commission. As things have turned out, that might have been a good time for GIC buyers to extend the GIC term to 5 years; rates quickly backed down again and today you'd be lucky to get 2.5% on a 2-year GIC. What your optional life insurance will cost after youretire (state retirees only). 2. At the heart of most people's wills is the property they leave behind. Like Neo Financial, EQ Bank recently introduced its EQ Bank Card, a prepaid card that's linked to your Savings Plus Account. 2023-2024 Benefit Guides for benefits effective July 1, 2023, coming April 2023. thesecities, towns and school districts participate in our Retired Municipal Teacher (RMT) benefit program. . We will use this information to improve this page. Group Insurance Commission. (12), Government employees' life insurance -- Massachusetts. If you would like to continue helping us improve Mass.gov, join our user panel to test new features for the site. 0000004115 00000 n GIC Retiree Benefit Decision Guide. *Plan rates can be found in the GIC Benefit Decision Guide Cost: The Commonwealth pays 75% of your premium and you are responsible for 25% of the premium which are deducted twice a month from your paycheck on a pre-tax basis. Top-requested sites to log in to services provided by the state. You will be billed directly for 102% of the premium under this option. 'xFkAFyP;7;7HY%KrSQTp m*>u0KII;9r*N'']N`LJv|zzrTt}5,[P^ICC; [='Rx8HR*YF vphDp* XIh9, 10x 9b8xf D#. The feedback will only be used for improving the website. Please let us know how we can improve this page. Mass.gov is a registered service mark of the Commonwealth of Massachusetts. How to pay the premiums for state retiree health and/or life insurance coverage after youretire. ANNUAL ENROLLMENT 2 APRIL 5 - MAY 3, 2017 . @Z}Z@:( p!:FtYI%'8A)LN4'BJb %x"W9i $HDcC~:JTo0JY rh>y=(a.r`PQ#- G>K7:6@oGcrxo|>S@N!Hj JB6 Also, copies of each health plan provider benefit summary are available at http://www.mass.gov/gic/sbc. Search within this community and its collections: JavaScript is disabled for your browser. New Employees You must enroll within 10 calendar days of hire. 2022 HNE Group Insurance Commission (GIC) Open Enrollment Overview April 6 - May 4. Instructions on how to navigate the MyGIC link is included here. Use this button to show and access all levels. FSA Eligible Expenses List & Election Worksheet A list of FSA eligible expenses and an election worksheet. The. 0000019908 00000 n The Massachusetts Group Insurance Commission (GIC) offers eligible employees optional life insurance & accidental death and dismemberment coverage options. You may change from individual to family coverage or family to individual coverage within 60 days of a qualifying status change. 0000004050 00000 n Please do not include personal or contact information. 181 Presidents Drive Note . Refer to the annual GIC Retiree/Survivor Benefit Decision Guide for general information, or contact the plans for more detailed information. Active, Non-Medicare Retirees, Medicare Retirees - Effective July 1, 2023; Fiscal Year 2023 Municipal Full Cost Health Insurance Rates; Documents and Forms. FY2023 Retiree Open Enrollment Guide (PDF) Open Enrollment for Medical, Dental, Vision and the Health Insurance Opt-Out is April 6th through May 4th. Canadian 2 dollar bills issued in 1974 are sold on eBay, with prices ranging from less than $10 and up to $90. As the second largest employer in Western Massachusetts, UMass has a wide variety of positions to suit your interests and skills. The feedback will only be used for improving the website. Paid Time Off 14 XIV. OFFICE OF THE GOVERNOR . A lock icon ( See the qualifying life events section for additional details. Ng%a'XrNwE,"%MeO]@!AN&(=I If you would like to continue helping us improve Mass.gov, join our user panel to test new features for the site. Please see updated rate sheet below. 0000047427 00000 n SMART Plan. Thank you for your website feedback! Mass.gov is a registered service mark of the Commonwealth of Massachusetts. Our 2022-2023 Benefit Guides are now available to help GIC membersview benefits-at-a-glance, new benefit rates, helpful resources, and more! Your coverage in those plans ends when you retire from state service. As of July 1, 2021, the Life Insurance carrier is Metlife. Please do not include personal or contact information. Which GIC plans are the Town's 245 employees and 51 Non-Medicare retirees covered under today? GIC Benefits Decision Guide 2022.2023 Contact Us Maximillian Bastos Benefits Manager Email Phone: (508) 532-5493 Human Resources Physical Address 150 Concord Street Framingham, MA 01702 Phone: : 508-532-5490 Fax: : 508-532-5497 MONDAY, WEDNESDAY, THURSDAY 8:30 A.M. - 5 P.M. TUESDAY 8:30 A.M. -7 P.M. FRIDAY 8:30 A.M. - 12:30 P.M. Directory MAY 2002. Please see a Human Resources Representative for more information. Be sure to read your GIC Benefit Decision Guide for annual enrollment details (FY23 Guide shown). (9), Insurance -- Massachusetts -- Statistics. Please limit your input to 500 characters. JavaScript is disabled for your browser. Tax deductions reduce the amount of your income subject to income tax, while tax credits reduce the amount . 0000063496 00000 n Employees, Retirees and Survivors Benefits and Rates Effective July 1, 2017 Weigh Your Options See inside for benefit changes. According to a recent survey by Mydoh, a saving and spending app for kids, 54% of Canadian parents feel like their own parents weren't proactive enough in teaching them about money and budgeting . If you (or anyone covered under your GIC health insurance plan) is eligible for Medicare Part A at no cost, you must enroll in Medicare Parts A & B if you wish to continue any health insurance through the MA Group Insurance Commission. For an overview of your GIC benefit options, see your GIC Benefit Decision Guide mass.gov/lists/gic-benefits- decision-guides. Monday, April 6 through Monday, June 1, 2020, and triaging submitted requests, GIC Benefit Decision Guide for Commonwealth of Massachusetts Employees (2019-2020), GIC Benefit Decision Guide for Commonwealth of Massachusetts Retirees & Survivors (2019-2020), Massachusetts. What you should do if you do not receive a premium bill from the GIC after you retire (state retirees only). (Commonwealth of Massachusetts, Group Insurance Commission, 2020) GIC Benefit Decision Guide for Commonwealth of Massachusetts Retirees & Survivors (2019-2020) Massachusetts. If you need assistance, please Contact the GIC. You can access your guide at mass.gov/gic. You are, however, eligible to continue benefits as a Deferred Retiree. 0000001096 00000 n Please limit your input to 500 characters. Please limit your input to 500 characters. (34), Health maintenance organizations -- Massachusetts. Enrollment and changes must be received within 60 days of retirement. Your will allows you to distribute your assets as you see fit, but to do this you first have to list them. How to change your life insurance beneficiary. Please take the time to review the benefits information and the costs associated with each plan, and choose the benefit plans that are best for you and your family. Share sensitive information only on official, secure websites. Located in Room 325 of the Whitmore Administration Building, the Employee Service Center is open five days a week. Top-requested sites to log in to services provided by the state. The benefits of this 'Vote-to-Earn' (V2E) mechanism are endless. A .mass.gov website belongs to an official government organization in Massachusetts. You may only cancel, decrease, or maintain your current level of optional life coverage after you retire. Decision Guide . To Select a New GIC Health Plan: Active Employees: Visit MyGICLink Member Benefits Portal at bit.ly . Copies of plan summaries and the GIC Benefits Decision Guide are available in the Benefits Department or from the vendor(s). If your school district is not listed, contact your local benefit office for your district's benefit options and forms: You should apply before your retirement date. Commonwealth of Massachusetts, Group Insurance Commission, Benefit Decision Guides for Retirees and Survivors, Executive Office for Administration and Finance, GIC Benefit Decision Guide for Commonwealth of Massachusetts Retirees & Survivors (2022-2023), GIC Benefit Decision Guide for Commonwealth of Massachusetts Retirees & Survivors (2020-2021), GIC Benefit Decision Guide for Commonwealth of Massachusetts Retirees & Survivors (2019-2020), GIC Benefit Decision Guide for Commonwealth of Massachusetts Retirees & Survivors (2018-2019), GIC Benefit Decision Guide for Commonwealth of Massachusetts Retirees & Survivors (2017-2018), GIC Benefit Decision Guide for Commonwealth of Massachusetts Retirees & Survivors (2016-2017), GIC Benefit Decision Guide for Commonwealth of Massachusetts Retirees & Survivors (2015-2016), GIC Benefit Decision Guide for Commonwealth of Massachusetts Retirees & Survivors (2014-2015), GIC Benefit Decision Guide for Commonwealth of Massachusetts Retirees & Survivors (2013-2014), GIC Benefit Decision Guide for Commonwealth of Massachusetts Retirees & Survivors (2012-2013), Health maintenance organizations -- Massachusetts. Some page levels are currently hidden. Group Insurance Commission. Also, copies of each health plan provider benefit summary are GIC Employee Benefit Decision Guide Plan Year 2021-2022 The MA Group Insurance Commission (GIC) Benefit Decision Guide provides an overview of insurance. 0000042866 00000 n Optional life insurance premium rates change, increasing when you retire from the state and as you age. THE GIC IS NOW DIGITAL! 0000052378 00000 n read more GIC Retiree Benefit Decision Guide Group Insurance Commission. Find out what you would have to pay for Group Insurance Commission (GIC) benefits. During GIC's Annual Enrollment period, April 6th through May 4th, 2022, you will need to select a new GIC health plan. GIC Benefit Decision Guide GIC Dental Enrollment GIC Life Insurance Brochure If you belong to Plymouth County Retirement please see links below: Plymouth County Retirement - Benefit Calculator If you are turning 65 please read the following information: How do I sign up for Medicare? You may continue your former dental/vision coverage for up to 18 months through COBRA. Tweet. With over 35 years of experience serving our GIC members, we understand your health care needs. An overview of retirement eligibility, benefits, pensions, and premiums. 0000047596 00000 n A .mass.gov website belongs to an official government organization in Massachusetts. The GIC Benefits Decision Guide it is not a comprehensive plan handbook. Please do not include personal or contact information. Share sensitive information only on official, secure websites. The GIC Retiree Benefit Decision Guide provides an overview of the insurance plans available to benefited University retirees and corresponding premium information. According to Massachusetts Law Chapter 32B, thesecities, towns and school districts participate in our Retired Municipal Teacher (RMT) benefit program. Life insurance provides financial protection for the beneficiaries of covered employees in the case of an employee's death and can also provide an 'accelerated death benefit', resulting in partial payment of life insurance to the employee while alive. You can find additional information on all of these benefits by reading the GIC Benefits Decision Guide or by visiting the GIC website. Explore other creative genres to get the most out of this activity. Please remove any contact information or personal data from your feedback. This will result in an increase of $2.60 for all Medicare plan premiums. Find documents including forms, contracts, procedures, and calendars in one convenient location. 330 Whitmore Building The Board can also tell you about cost-of-living increases, taxes, and when to expect your first check. Retirement planning for the stay-at-home parent. . Consider enrolling in a limited network plan to save money every month on your premiums. ^9IZ{7+9]a9MA$7[l\VFHp((I)l yRN-@lta%1MOF' You obtain the forms from the insurance coordinator at your school department or on the forms section of this website. Interest rate fee: 0%. Employees can find helpful information about choosing insurance plans by reading the GIC Benefit Decision Guide , visiting the GIC Website , or contacting the insurance carriers . 2. All changes will go into effect on July 1, 2022. General Benefit and Wellness Inquiries: benefits@westfield.ma.edu Phone: (413) 572-8476 or 5274 Department Fax: (413) 572-5628 Office hours: Monday through Friday, 9:00am - 5:00pm GIC: Health, Flexible Spending, Life, and Long Term Disability Mandatory Retirement Saving Plans Voluntary Supplemental Retirement Saving Plans Dental & Vision Care If youdo not have GIC health benefits, you may enroll in GIC health insurance benefits orelect benefits upon your retirement. 0000003846 00000 n The plan overview and premiums are available in the GIC Benefit Decision Guide. If you need assistance, please Contact the GIC. It allows community members to come together and discuss important issues in a healthy and transparent manner. If you need assistance, please Contact the GIC. Please contact the City's Human Relations office at 978-674-4105 so that we may assist you with any comments, questions, or concerns you may have. (10), Insurance, Government employees' life -- Massachusetts. GIC Home offered by Group Insurance Commission Benefit Guides Resources to help you make informed decisions about your benefit options as a new employee, during Annual Enrollment or due to a qualifying event. Important Reminder: Life insurance policy is a term policy with no cash surrender value. Please review the GIC Benefit Decision Guide for complete details on all plans. Use this button to show and access all levels. Plan Information. The HBP allows a tax-free withdrawal from your RRSP if you are a first-time home buyer purchasing an eligible home. Some page levels are currently hidden. Benefit Decision Guides for Municipal Employees, Retirees, & Survivors, Benefit Decision Guides for Retired Municipal Teachers or Elderly Government Retirees, Benefit Decision Guides for Retirees and Survivors, GIC Health Plans Benefits At-A-Glance: Employees and Non-Medicare Retirees & Survivors, GIC Health Plans Benefits At-A-Glance: Medicare Retirees and Survivors, GIC Health Plans Benefits At-A-Glance: Non-Medicare Retired Municipal Teachers and Elderly Governmental Retirees, Commonwealth of Massachusetts, Group Insurance Commission, [Massachusetts Group Insurance Commission], Executive Office for Administration and Finance, GIC Benefit Decision Guide for Commonwealth of Massachusetts Retirees & Survivors (2022-2023), GIC benefits decision guide for Commonwealth of Massachusetts retired municipal teacher (RMT) or elderly government retiree (EGR) (2022-2023), GIC benefit decision guide for Commonwealth of Massachusetts municipal employees, retirees & survivors (2022-2023), GIC Benefit Decision Guide for Commonwealth of Massachusetts Employees (2022-2023), Preliminary discussion of Canadian drug purchasing programs, Questions and answers about health coverage and life insurance for Commonwealth of Massachusetts retired employees, GIC Coordinator Manual - Offline Agencies, Benefit Eligibility of Furloughed Employees : Administrative Bulletin 2020-01: Guidance Regarding Benefit Eligibility of Furloughed Employees, GIC Benefit Decision Guide for Commonwealth of Massachusetts Retirees & Survivors (2020-2021), GIC benefits decision guide for Commonwealth of Massachusetts retired municipal teacher (RMT) or elderly government retiree (EGR) (2020-2021), GIC Benefit Decision Guide for Commonwealth of Massachusetts Employees (2020-2021), GIC benefit decision guide for Commonwealth of Massachusetts municipal employees, retirees & survivors (2020-2021), GIC is responding to the COVID-19 event : extending annual enrollment: new! University Events Manager, Office of External Relations and University Events, Employee Counseling and Consultation Office, Explore career opportunities at UMass Amherst, The WorkWell@UMass program supports your well-being, Spring 2023 Health Information for Faculty and Staff, MA Group Insurance Commission (GIC) Open Enrollment April 5 - May 3, 2023. This Benefits At-a-Glance provides an overview of the insurance plan options available to you. A relatively resilient labor market and still strong capital spending backdrop suggest an economic recession may be technically avoided. Our 2022-2023 Benefit Guides are now available to help GIC members view benefits-at-a-glance, new benefit rates, helpful resources, and more! GIC Non-Medicare Health Plans GIC Medicare Health Plans Retiree Dental Plan Retiree Vision Discount Plan Rx: Prescription Drug Benefits Life Insurance and Accidental Death & Dismemberment (AD&D) Health Insurance Buy-Out Program Medicare Enrollment with GIC Health Coverage
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